Privacy PolicyYour Data is Secure
Effective Date: 25 June, 2026
At BahiPen, we value your trust. We understand that you share details about your finances and relationships with us. This policy outlines exactly what we collect, how we use it, and how we protect it.
1. Information We Collect
- Account Info: Name, email address, and phone number when you create an account.
- Transaction Data: Records of your daily expenses, monthly incomes, investment portfolios, active personal loans, friend settlements, amounts, notes, and images (receipts) you add to ledgers.
- Contacts: We may request access to your contacts to make it easier to add friends to groups. We do not store or spam your contacts.
- Payment Data: We record transaction confirmations for settlements but do not store your banking credentials directly.
2. How We Use Your Data
Financial Summaries
Calculating group balances, evaluating investment growth, tracking income vs. expenses, and loan amortizations.
Notifications
Alerting you when a friend adds an expense or a loan EMI is due.
Service Improvement
To troubleshoot bugs and improve the app experience.
3. Data Sharing & Security
- 1Group MembersAnyone you add to a group can see the expenses and notes within that group.
- 2No Third-Party SalesWe never sell your personal data to advertisers.
- 3SecurityWe use bank-grade encryption (AES-256) and TLS (HTTPS) for data transmission.
- 4Third-Party ServicesWe use services like Google/Firebase for authentication and Expo for app updates.
4. Data Retention & Deletion
You can update or delete your information at any time.
Account Deletion
You can request to permanently delete your account and all associated financial data through the app settings or by emailing us at bahipenofficial@gmail.com
Questions?
If you have any questions about this policy or your data, please contact us.
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